Our Programs
We offer a wide variety of loan programs to help our clients finance their real estate goals. Whether you’re looking for traditional financing or alternative loan options, we have solutions tailored to meet your needs. Let’s explore the best path to homeownership or investment for you!
Conventional Loans-Ideal for borrowers with strong credit, conventional loans offer competitive interest rates and flexible terms with as little as 3% down for qualified buyers.
USDA Loans-A great option for rural homebuyers, USDA loans provide 100% financing with low interest rates and no down payment required.
Jumbo Loans-For high-value homes exceeding conventional loan limits, jumbo loans offer tailored financing solutions with competitive rates for qualified borrowers.
Down Payment Assistance-Helping buyers cover upfront costs, these programs provide grants, loans, or deferred payments to make homeownership more accessible.
Rehab Loans-Perfect for fixer-uppers, rehab loans finance both the purchase and renovation of a home under a single loan.
Construction Loans-Whether building your dream home or investing in new construction, our one-time close and two-time close construction loans make the process seamless.
DSCR Loans-A top choice for real estate investors, DSCR loans qualify based on rental income potential rather than personal income.
Hard Money Loans-Designed for real estate investors and fix-and-flippers, hard money loans offer fast approvals and asset-based financing solutions.
HELOC-Access your home’s equity with a revolving credit line for home improvements, debt consolidation, or personal expenses.
Foreign National-Designed for non-U.S. citizens looking to invest in U.S. real estate, these loans offer flexible qualification criteria without requiring U.S. credit history.
ITIN Loans-Helping non-citizen residents without a Social Security Number secure home financing using their Individual Taxpayer Identification Number (ITIN).
Non-Warrantable Condo Loans-Financing solutions for condos that don’t meet traditional lending guidelines, including those with high investor occupancy or pending litigation.
FHA Loans-Designed for first-time homebuyers and those with lower credit scores, FHA loans provide low down payment options and flexible qualification guidelines.
Bank Statement Loans-Perfect for self-employed borrowers, bank statement loans use deposits instead of tax returns to determine income qualification.
Manufactured Home Loans-Financing for eligible manufactured, modular, and mobile homes with competitive rates and loan programs like FHA, VA, and conventional.
VA Loans-Exclusively for veterans, active-duty military, and eligible spouses, VA loans offer zero down payment, no PMI, and competitive interest rates.
Lan/Lot Loans-Finance the purchase of land for future development, whether for a custom home, investment, or agricultural use.
Commercial Loans-Whether for multi-family, office, retail, or mixed-use properties, our commercial financing options help investors grow their portfolios.
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