Private Hard Money & Rehab Loan Terms
At The Medina Mortgage Team, we provide real estate investors and house flippers with the financing they need to acquire and renovate properties—without the hassle of traditional lending. Our private hard money rehab loans allow you to purchase properties below market value and fund the necessary renovations to maximize their resale potential.
Additionally, we offer transactional funding on a case-by-case basis. Let our team be your go-to partner for real estate investment financing.
Our loan terms are structured based on borrower qualifications and loan duration. Below are our standard terms for private hard money rehab loans:
Purchase & Rehab
100% of Purchase & Rehab Costs
Term
9-month term with 3-month optional extension (extension fees apply).
Credit Score
650 minimum
LTV
Up to 75% (Based on After Repair Value)
FICO SCORE OF 650 – 699 = MAX ARV OF 65%
FICO SCORE OF 700+ = MAX ARV OF 70%
FICO SCORE OF 700+ with proven experience = MAX ARV OF 75%
States
Alabama, Connecticut, Delaware, Florida, Georgia, Indiana, Kentucky, Maryland, Massachusetts, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.
Loan Size
$100,000 to $1,000,000
Closing Costs
Additional closing costs are due at time of closing.
We’re Here to Help!
Call us at 407-907-3333 to speak with a lending specialist and discuss how we can help you achieve your real estate investment goals.
By leveraging private hard money loans and rehab loans, real estate investors and house flippers can move quickly when they find a great opportunity.
We are committed to building long-term, strong relationships with our clients and partners. Let us know how our financing solutions can help you!
Looking for a step-by-step guide to the loan process? Click here.