ATTOM says that foreclosure activity in the year just ended was at the lowest level since the company began tracking it in 2005. Foreclosure filings, including default notices, scheduled auctions, and bank repossessions or completed foreclosures, were made on 151,153 U.S. properties during the year, 29 percent fewer than in 2020 and down 95 percent from the peak of nearly 2.9 million in 2010. The filings impacted 0.11 percent of all housing units, compared to 0.16 percent in 2020 and a peak of 2.23 percent in 2010. “The COVID-19 foreclosure tsunami that some people had anticipated is clearly not happening,” said Rick Sharga, executive vice president at RealtyTrac, an ATTOM company. “Government and mortgage industry efforts have prevented millions of unnecessary foreclosures, and while it’s likely that we’ll see a slight increase in the first quarter, we probably won’t see foreclosure activity back to normal levels before the end of 2022 .” Activity did tick higher toward the end of the year. Many homeowners were in or about to enter the last three months of forbearance eligibility and the federal foreclosure moratorium expired at the end of July. Filings in Q4 totaled 56,174, This accounted for 37.2 percent of the year’s total and was a 23 percent increase over Q3. One in every 2445 properties had a filing during the reporting period. In December, one in 7,647 properties received a filing. This was up 65 percent from the prior December but was 8 percent lower than in November 2021.