Getting a mortgage for your Apopka home
The Indoor Foliage Capital Of The World is like no other place! There’s a reason why it has become one of the fastest growing cities in Central Florida. With history, art, food, music, and great outdoor activities, this melting pot welcomes everyone. Just know there’s more to Central Florida life than Disney. If you prefer scenic views or water activities as opposed to the rush and busy tourist attractions, Central Florida offers that, too.
If you’re looking to buy a home in Apopka, start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already a Florida homeowner? We can also help with mortgage refinancing!
Apopka mortgage rates and trends
2020 saw national mortgage rates drop to all-time lows in large part due to COVID-19. This resulted in millions of Americans taking advantage of low borrowing costs.
Apopka mortgage rates followed that trend, but are seeing a gradual increase in 2021. That said, rates remain low by historical standards. In fact, regardless of when you took out a mortgage, it’s in your best interest to take advantage of a free mortgage review with a trustworthy lender. A lower rate could mean hundreds of dollars in monthly savings.
Debt-to-income ratio and credit scores can have a significant impact on borrowers’ mortgage rates. That’s why we suggest working with an experienced lender to get the best rate. Trust us, you’ll want a loan program that aligns with your personal needs. Let the Edge Home Finance team guide you through one of our many home mortgage options, including FHA, VA, Conventional, USDA, and more.
Down payment assistance
Apopka home buyers may qualify for down payment assistance. If you’re looking to purchase a Apopka home, let us help you understand what options and grants* are available to you.
Be sure to ask about:
- Forgivable and non-forgivable second mortgages
- First-time home buyer incentives
- Closing cost assistance
- Tax credits
*Actual assistance amount may vary based on credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by Edge Home Finance. A homebuyer education course may need to be completed prior to applying.
Check with your mortgage consultant about funding today!
Refinancing your mortgage
- Is your monthly mortgage payment or interest rate too high?
- Do you have high-interest debt holding you back?
- Do you want to be mortgage-free sooner?
If you answered yes to any of these questions, now is the time to schedule a free mortgage review with one of our Apopka mortgage consultants. Learn about the benefits of mortgage refinancing, and you could be looking at up to $1,000 a month in savings. When working with Edge Home Finance, you can choose any loan term you need ten years and over! Just call a mortgage consultant to learn more.
Why Edge Home Finance?
We’re a national mortgage lender that’s dedicated to making homeownership affordable. Competitive mortgage rates and no upfront fees are just the beginning. Our dedicated mortgage consultants work hard to customize the right loan program for your financial goals. We’re able to complete most of the lending process online, creating an even faster experience for you.
We try to make it memorable, too. After all, this is not just a transaction. We’re always available to answer any mortgage-related questions after closing. We can also help with refinancing to a better rate or to get cash out. So, here’s to the start of a lifelong relationship!
Let’s build your home loan together
Call (407) 907-3333 to connect with an Apopka mortgage consultant. We’ll customize any loan in the industry while offering the best service, lowest rates, and fastest closings. Let us show you how simple the mortgage refinancing or new home purchase process can be!
Carlos Medina is a part of Edge Home Loans (BRANCH NMLS #2135961), a branch of Edge Home Finance (Licensed In: AZ, CA, CO, FL, GA, HI, MA, MI, MN, NC, ND, NM, OH, OK, PA, TN, TX, VA, WA & WI | NMLS #891464 Arizona Mortgage Broker License# MB-1007405 is an Equal Housing Lender; NMLS #2005330 www.NMLSConsumerAccess.org.